First Federal of Lakewood

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Mortgage Loans Consumer Loans

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		Rate	APR	Pts.
Fixed Rate Mortgage	15 Year Purchase	3.000%	3.111%
	15Year Refinance	2.990%	3.100%
	30 Year Purchase	3.700%	3.768%
	30 Year Refinance	3.700%	3.768%
Adjustable Rate Mortgage	1Year ARM	2.750%	3.093%
	3 Year ARM	2.850%	3.142%
	5 Year ARM 5/5	2.990%	3.383%